Thursday, January 26, 2012

Chug-a-chug-a-chug!

And I am still going friends.
This is another financial post because That's what my minds on right now.
I am happy to tell all of you who are following along that I am in good spirits.
My money saving habits have been in full gear. I have cooked instead of gone out,
watch some old dvds as oppose to going to the movies, saved a tiny bit more than the $50
I started out with, and downloaded a budget app: MoBill onto my phone to keep up with my spending
habits. All and all this time of FEAST as been very smart, smart FEAST if you will. I am still a little worried about February seeing as I don't really have anything coming in for the entire month but I am covered up until then and have some work lined up for March. So far so good. I'm a Hustler Baby!

For those of you who are actors out there or are wanting to know what the life is really like on the bottom of the rung, let me tell you there is a place that helps. It's called The Actors Fund. It's a nonprofit that aids in things like: "What to do when you hurt yourself but can't afford equity insurance." "How to stop addiction." "How to find Affordable Housing." ANNNNDDD (drum role) "How to live a finacially stable life." The youtube page is HERE. I would also encourage you to go to the website http://www.actorsfund.org/  and look around for any other things I may have missed. They also can help anyone living with HIV/AIDS. I encourage anyone who can, to go to that webpage and just explore. Sometimes one can feel like there is no hope and you will never be able to climb the ladder of success or get to a place of stability but there are so many tools out there as I am finding (and will continue to find) that can aid in bridging the gap between having and having not. ;)


PURPLE TAP SHOES!!!!

Thursday, January 19, 2012

Bit by Bit, Piece by Piece, Mile by Mile......

Well I did it! I managed to save money between last paycheck and this one so yay! Goal attained, give me a cyber high-five if you will. 

Today's Blog is also about another friend trying to reach his goals. I used to watch this guy walk around the campus of Oberlin all the time and day dream about what it was like to be his girlfriend. In fact my friends and I would always sing the opening of Let's Get it On anytime we saw him in the cafeteria. I had a huge crush on this man. I was able to reconnect with this glorious being again through Facebook and found that there is more to him than his body and face and hands and eyes.....you get the point. 

He is the proprietor of an online company called Only I Am Apparel. It's sort of a T-shirt sportswear business that is also affordable. They have many sizes and I wish at this point I could show you a pic of me wearing something but it's my current gym outfit and I don't want anyone to see my gym clothes. 
I do recommend you go to the website, but more importantly, like the Facebook page because not only does he advertise new looks he also has really great motivational quotes and funny tidbits about life. 

Here is the website: Only I AM
There is also a section where you can customize your own T-shirt. 

His name is Geno Walker and if everything goes right for him he will also be participating in a Ford Focus Amazing Race like challenge. 

Go now! Learn more! Support small business and be free!





As for the whole saving money issue: I would have to say I am on my way. Any other time I would be broke as a joke and lamenting my fate but I am doing well and adding to my success.
I am always on my phone, checking Facebook, Twitter and playbill.com, etc. So I decided to download a budget app that was absolutely free and whenever I go to buy something I just add it in the app. I have also decided to take a friends advice and pay myself before anyone else. She tells me she sets aside a specific amount of her paycheck before she begins to spend on bills and such. This sounded like a really reasonable thing to do and I was appalled that I had never done it before. So that is the next chapter in my goal of becoming financially stable. I would like to learn how to pay myself. So here's to week 2 of budgeting and week 1 of paying myself first. 

Wednesday, January 11, 2012

Instant Savings!

Today is a good day to save. I have been feeling the you-will-be-out-of-a-job-soon-what-are-you-going-to-do anxiety squeeze that comes every three weeks before my gig ends. As usual, I haven't saved any money. I watched this very helpful segment on Anderson Coopers talk show(which should really be cancelled) and it told me about saving money and the four week journey it takes to save. 

Here's my problem: like everyone in the world I owe a lot of people. When I have a steady income I like to pay those people as much as I can because I know when I don't have a steady income I will not be able to pay them anything and the cycle will start all over again. My second problem is familial responsibility. I want my family to be as stable as I am when I am stable so I tend to help them out with "extra". The thing is I don't have any extra. That extra should be going to the bill collectors, rent, or my personal savings(which stands at $11....and as stood there for at least two weeks so I am a little proud). 

I feel guilty if I don't help out and I feel inadequate and small when that inevitable time comes that someone I owe wants their money and I can't give it to them or when I just simply can't pay my rent. 

So, I am going to try something different. Somebody said the definition of insanity is doing the same thing expecting different results. I am going to do something different and hope for different result. 

I do that same thing because it's what I know, it's comfortable to me and I think I have some control over my life because I do know the outcome, even though the outcome is terrible. A lot of this blog for me is also about change. Can I really change the habits and person I am to gain something better. Will something better come along or will I be in the same rut? Does it even matter? I have a friend who refuses to loose weight because she feels that it will not change her life in any way: guys will still ignore her and she will still feel unloved and unwanted. I think I am operating under the same notion with my monetary habits. This idea that no matter what I do it won't change my socio-economic status so why change it, why be different. 

Well, that foundational habitual thought process has only made me a gerbil on a wheel built by my own hands. So here's to deconstructing the wheel. 

My first task is a big one: I get paid tomorrow. The usual habit is to pay off over/almost due bills, buy food and wine and give to my family until all the money runs out. Well not this time mates! I have a task set before me to save $50 out of that check. It's seems small but if you know me you know that it is the equivalent of running a marathon. 

There is also the spiritual side of this habitual thought. I am not talking about Jesus. I am talking about the deep seeded kernel of thought that keeps eeking up at me that I will never achieve the goals I set. I will always be at the whim and call of something/one higher than me and that's life I should just accept and keep it moving. That little kernel (which lets face it is really a Boulder) is fear and I am feeling it and I will move forward with my plan. 

And I will let you know how it went in the next blog. 


Friday, January 6, 2012

Hi-diddle-lee-Di!!!

I am a semi-working actor. I'm not out of work(at the moment) but I am also not uber-famous nor am I working at the top tier of performing spaces available for actors and have not had the privilege of working year round (some are lucky enough to do that). Out of the past three years I would say, on average, I have worked 5 months out of each year. Which any actor will tell you is unbelievable. Those actors will also tell you that the lifestyle requires one to be in a constant state of feast or famine(name of blog). When an actor is working he is everyone's best friend. He buys drinks, he is a social animal, people want to come to his show he is told to follow his dreams, everyone is jealous that he has chosen the road less traveled, he is the next Tom/Meryl/Denzel/Julia blazing star on People magazine. When an actor is not working he the becomes everyones pet project. Maybe he should get a real job, New York is so expensive, how is he going to support a family, doesn't he want kids someday. He becomes a sugar coated nuisance. My most favorite question is: "So how long do you think you're going to be doing this?"

I have been acting since the age of 5 when I was put in the play Labafanna(elementary school spelling) at my school. La Befana(original spelling) is an Italian fictional character sort of like Santa. She gives coal to the bad children and gifts to the good children. Don't ask me why an all black elementary school was doing a play about an Italian Santa Witch that somehow was also suppose to commemorate Kwanzaa. I can still remember the smudges of black char on my little hands as I reached into my bag and pulled out bits of barbecue charcoal and gave it to all the kids in my class that I hated. I remember the feeling of glee at giving my ultimate number one crush, Chadwick, the biggest brightest gift in the bag. I don't remember the speech. I do, however remember the applause. I was terriffic.

Since that moment I haven't really wanted to do anything else. There was a brief point in history where I was going to be a nurse. I have been acting or singing my entire life. There is nothing else. I don't know anything else. The older I get and the more famine I tend to experience the more I am asking myself, what if there is something else? What else could there be?

I was never one of those dream about your wedding how many kids would I have what kind of house to live in little girls. I was good. I did what my parents said, I sang at church because I had to, I had no other choice, questioning authority got my lip smacked so I didn't question it. I was like a horse in Central Park: can't see peripherally and just trying to survive the next block. As a kid/teenager my "future" consisted of getting to the next day, surviving that waking up and getting to the next day. Taking care of my brothers and getting to the next day. I knew I was suppose to go to college. That's it. Just go. I assumed once I went to college I would die. I did not plan to be older than 21.

Sooooo now that I find myself at the ripe old age of 32, looking at others who are also my age, I feel a little behind. First of all, I AM glad to not be dead and glad to still be doing what I've always done (yay!). But I feel extremely unprepared for this portion of my life. Now, I know, we are all different. Things come to people at different times and you can only know what you know at the time that you know it. But I have to say, there are some things that would have been nice to learn early in life. For instance:


Money Management: If someone had told me back then what it truly takes to own a house, I would have been saving from the age of 10.


The Value of Practice/Rehearsing(homework): You can't know something really well by only doing it once and just because something turns out amazing when you do it once doesn't mean that you shouldn't practice, and try again to see if you can continue to be perfect.


Planning Ahead: I am usually always late places because I forget that you have to get there before you are there. If you have to be to work at 9 and your job is thirty minutes away and it takes you an hour to get yourself ready waking up at 8 just isn't going to cut (yes there are times I still do this).

Here's the point: Living your dream should be happy and healthy. Right now I am happy but not very healthly; feast and famine can be very stressful. I owe way too many people, would be living on the street without a roommate and should anything happen to my family there isn't a guarantee I could help out.

I would like to know what it's like to live in the in between. Not so much feast and not so much famine but a tiny little plateau. I have dedicated this year to beginning my financial well being. I figured I'd work on that first since that's where the majority of my stress stems. Sharing this will get me thinking about it daily. It's embarrassing to tell someone you are devoted to something and then drop the ball. Those who read this will be my accountability partners in financial intelligence. Don't worry you won't have to do anything. But publishing my journey will, I hope, put a fire in my butt and help me stay on track. Plus, it will be nice to read these at the end of the year to see how far I go (forward or backward). I want to be able to live this crazy actors life for as long as possible because there is nothing else I want to do. There are some plan B's (which when I think about them all suck). This is the only thing that makes me happy and I have to learn how to fully support this life. So here's to planning ahead with constant practice. I hope you will send encouragement as I embark on this journey.


P.S. In the last blog I said it would be about my friends and their various goings on. I will still periodically advertise for friends and family and hope that you would also participate if you see something interesting. I want to contribute to someone else's Feast!

Monday, January 2, 2012

It is not THE beginning but it is A beginning.....

I am joining the bandwagon of bloggers. the Bloggeneers if you will. A friend of mine started a blog to document all the new and wonderful things she was learning in life and another friend uses hers for funny odd photos see here and other friends have wonderful blogs all across ye ole internets. So I thought I would throw my two cents in with the rest. Not that you asked for them. I wish I could put up funny memes or irreverent cartoons but I am not funny and I don't draw sooooooo......

This is going to be the ADVERTISE YOUR FRIENDS AND FAMILY BLOG!!!!

I would like to start by saying my friends are awesome and they do AMAZING things. The write, sing, act, have better blogs than me, tap dance, and they do all this while having babies and falling in love and loosing parents and all that shit. So what better boost than to give them a boost of support.

For instance: My friend Nana K. Twumasi has a blog that you really need to get into. She is at the moment a brilliant writer posing as an editor but let me tell you something she is good at what she does. And she is also apart of this Collaborative Art meets Creative writing project call Broadside Attractions. If you are in the Bay Area you are going to want to check this out. If you are not in the Bay area and want to support they have a Kickstarter campaign going on: HERE!!! They only have 11 days (10 by the time you read this.) So go help out. And while you're doing all that you might as well go ahead and like their facebook page.

Yeah, that's it. I promise to get more creative as the time goes....Oh here's a picture:
 G'Day!