Here's my problem: like everyone in the world I owe a lot of people. When I have a steady income I like to pay those people as much as I can because I know when I don't have a steady income I will not be able to pay them anything and the cycle will start all over again. My second problem is familial responsibility. I want my family to be as stable as I am when I am stable so I tend to help them out with "extra". The thing is I don't have any extra. That extra should be going to the bill collectors, rent, or my personal savings(which stands at $11....and as stood there for at least two weeks so I am a little proud).
I feel guilty if I don't help out and I feel inadequate and small when that inevitable time comes that someone I owe wants their money and I can't give it to them or when I just simply can't pay my rent.
So, I am going to try something different. Somebody said the definition of insanity is doing the same thing expecting different results. I am going to do something different and hope for different result.
I do that same thing because it's what I know, it's comfortable to me and I think I have some control over my life because I do know the outcome, even though the outcome is terrible. A lot of this blog for me is also about change. Can I really change the habits and person I am to gain something better. Will something better come along or will I be in the same rut? Does it even matter? I have a friend who refuses to loose weight because she feels that it will not change her life in any way: guys will still ignore her and she will still feel unloved and unwanted. I think I am operating under the same notion with my monetary habits. This idea that no matter what I do it won't change my socio-economic status so why change it, why be different.
Well, that foundational habitual thought process has only made me a gerbil on a wheel built by my own hands. So here's to deconstructing the wheel.
My first task is a big one: I get paid tomorrow. The usual habit is to pay off over/almost due bills, buy food and wine and give to my family until all the money runs out. Well not this time mates! I have a task set before me to save $50 out of that check. It's seems small but if you know me you know that it is the equivalent of running a marathon.
There is also the spiritual side of this habitual thought. I am not talking about Jesus. I am talking about the deep seeded kernel of thought that keeps eeking up at me that I will never achieve the goals I set. I will always be at the whim and call of something/one higher than me and that's life I should just accept and keep it moving. That little kernel (which lets face it is really a Boulder) is fear and I am feeling it and I will move forward with my plan.
And I will let you know how it went in the next blog.


$50!!! You can do it!!
ReplyDeletebtw, can I borrow $50?
Great insight! For this time we know much better what to do next.
ReplyDeleteMore info on best savings account. Thanks